Mortgages After Defaults

Expert Mortgage Advisers
Dozens of Mortgage Products Available
Access to some Exclusive Rates from Major Lenders through our network Quilter Financial Planning Ltd.

Get in touch for a free initial, no-obligation chat with one of our advisers to see how we could help you.

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Home » Bad Credit Mortgage

Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

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Why First Thought Financial Services

A dedicated team to guide you through the process
Friendly service and expert know-how
A whole-of-market mortgage broker
Access to some exclusive rates through our network Quilter Financial Planning Ltd
Part of one of the country's biggest networks

If you are looking for a mortgage or life insurance, call us today on 01923 606808 or complete our short enquiry form here. We’ll be pleased to help you.

Client Reviews

Sifu Chris

I’ve been coming to First Thought Financial for a few years. They look after my mortgage every 2 years and my insurance . I think their service is amazing. From the early engagement before your rate ends to the excellent communication through every step of the process, they’re brilliant, very friendly and professional. I would definitely recommend to anyone!

Ian Hernandez

Very easy company to deal with, they made the process of me purchasing life insurance quick and easy and also affordable. I would be happy to recommend any of my friends or family if they are needing the type of services First Thought Financial offer. Thanks again.

Lexi Panayi

Really simple process. Thanks so much for the help

george slager

Very professional service from William and team from start to finish. Thank you!

Anthony Brick

Just completed my first mortgage with First Though Financial and what can I say apart from I have a had a brilliant experience from start to finish. I went off a recommendation of a friend and they went above and beyond to help me secure a great rate. Thanks again

First Thought Financial Services Ltd is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Limited are entered on the FCA register (http://www.fca.org.uk/register) under reference 40718.

First Thought Financial Services Ltd is registered in England and Wales, No: 11293139. Registered Address: 12 Victoria Mansion Victoria Close, Rickmansworth, WD3 4EQ.

The guidance and/or information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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