CCJ Mortgage Advice

Having a CCJ on your record is not a reason for immediate rejection. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

Can I Get A Mortgage With Missed Payments

Having missed payments on your record is not a reason for immediate rejection for some mortgage lenders. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

Getting A Mortgage With A Default

Having a default on your record is not a reason for immediate rejection for some mortgage lenders. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

Debt Management Plan (DMP) Mortgage Advice

Having DMP on your record is not a reason for immediate rejection. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

IVA Mortgage Advice

Having an IVA on your record is not a reason for immediate rejection. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

CCJ Mortgage Advice

Depending on the date and whether it is satisfied will determine how many lenders will consider your application. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

Bad Credit Mortgage advice

We can look at a variety of credit scores, so even if you don’t think it’s worth applying, having an initial discovery call to see if you are eligible is highly recommended because you could be pleasantly surprised. Get in touch for an initial free, no obligation chat with one of our advisers to see […]

Bad Credit Mortgage advice

Your options could be better than you think. There are some lenders who specialise in mortgages for people with a bad credit history. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

Declined Mortgage Advice

Don’t be discouraged by a declined mortgage application from one lender—there could be other options available, and you may not need to wait to find the right mortgage for you. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

Mortgage Broker Fees

At First Thought Financial, we don’t charge any fees for the advice. Even if you decide to go ahead with a mortgage through us, we process the mortgage application for free as well and are there to keep you informed and answer your questions along the way.