Mortgage Broker Fees

Mortgage Broker Fees At First Thought Financial, we don’t charge any advice fees. Even if you decide to go ahead with a mortgage through us, we process the mortgage application for free as well and are there to keep you informed and answer your questions along the way. Get in touch for a no-obligation chat […]

Professional Mortgages

Some lenders will go as high as lending six times annual income for some professionals. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

BMA Mortgage Advice

Some lenders will go as high as lending six times annual income for some medical professionals. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

Mortgage Using Commission Income

Some mortgage lenders will take into account your commission or bonus income. Get in touch for an initial free, no obligation chat with one of our advisers to see how we could help you.

Blue Light Mortgage Advice

Blue light Mortgage lenders view borrowers in Blue Light Worker roles as lower risk because these careers are perceived as more secure and typically offer structured salary increases. You might be able to borrow more than you think, get in touch to see what you are really eligible for.

See if you’re eligible for a mortgage with a guarantor

Free, no-obligation mortgage eligibility check that doesn’t leave a footprint on your credit report. A quick, fee-free consultation on what mortgage deal we can find you by comparing different lenders and their products. We’ll check the maximum amount you could borrow. We’ll check how much deposit you’ll need We’ll check what the monthly payments would […]

Not Eligible

Not this one but… Although you may not be eligible for the £5k deposit mortgage product at this time, don’t lose hope! This is just one of the many options available, and there are still numerous mortgage products from various lenders. Your current status might simply indicate that you require a deposit higher than £5k, […]

Eligible

Good News! After checking your eligibility for the £5k deposit mortgage, we’ve determined that you could be eligible! However, to get a decision in principle from the lender, we need to have a quick chat to review your credit history. The best part? We can do this without leaving any footprints or searches on your […]

5K Deposit

First time buyers could buy a property for up to £500k with a deposit of £5k A free no obligation £5k deposit mortgage eligibility check that leaves no footprint on your credit report. If you are not eligible for this mortgage product we can check (with your permission) if there is another deal suitable for […]

Check If You’re Eligible For a 5% Deposit Mortgage